The trustee will get regular payments from you and distribute them on the creditors, based on the repayment plan. You must total all of the payments in order to get a discharge at the conclusion of the bankruptcy. Essentially, Chapter 13 buys you time for you to Get the fiscal act along

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This choice is significant: It may well have an affect on just how much of one's financial debt is discharged and simply how much of the house you have to help keep (in Chapter 7 bankruptcy). Which alternative is best is determined by your circumstance as well as your state law. Cha